> For the complete documentation index, see [llms.txt](https://docs.yam.finance/yam/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.yam.finance/yam/projects/umbrella.md). # Umbrella [The Umbrella Protection Protocol](https://yam.finance/umbrella) is designed to enable Protection Providers to earn premium fees in return for staking funds to be paid out in the event of an exploit to Protection Seekers, who stake and pay a funding rate to earn protection in such an event. There are two pool types in the protocol, one accessed by Protection Providers and one by Protection Seekers. The first pool type are the MetaPools, which are funded by Protection Providers and provide coverage on the second pool type, the Coverage Pools, which are accessed individually by the Protection Seekers. Each MetaPool is made up of Coverage Pools, which provide protection on specific protocols or contracts. An example of a MetaPool could be “Lending Protocols” while the Coverage Pools that Seekers could access would be “Compound”, “Aave”, “Cream.” If any of those protocols experienced an exploit deemed valid by the arbiter of the MetaPool, a portion of the Provider’s stake would be used in a payout to Seekers who had staked for coverage in the affected protocol’s Coverage Pool. --- # Agent Instructions This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com. ## Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter, and the optional `goal` query parameter: ``` GET https://docs.yam.finance/yam/projects/umbrella.md?ask=&goal= ``` `ask` is the immediate question: it should be specific, self-contained, and written in natural language. `goal` is optional and describes the broader end goal you are ultimately trying to accomplish on behalf of the user. GitBook uses it to tailor the answer towards what is most useful for that goal. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.